ALTCS Applications Approved

Let us help you answer;
What are the ALTCS Qualification and Application requirements?
What is the Veterans Pension and what are the benefits and qualificaton requirements?


 What is A.L.T.C.S? 

Arizona’s Medicaid Long-Term Care System is a financial safety net for the impoverished. Often called ALTCS AZ. 

Yet, keep in mind that Arizona’s Long-Term Care program is also for those that are wise.

Those who are wise enough to plan ahead can preserve assets for future care, a spouse, or a loved one. 

Or for those that seek the professional help of a Certified Medicaid Planner™ or CMP™

Please take a moment to watch our video.


Click here for more information. 

A.L.T.C.S. / Medicaid Planning

There are two types of planning done; these are Pre-planning and Crisis Planning.

Pre-planning is done several years before needing long-term care, whereas crisis planning is when some suddenly find themselves in need of long-term care.

Who should consider pre-planning for long-term care?  I suppose I could say, everyone.  Yet, what surprises me the most is this in 2020, only 7 percent of the U.S. population owned long-term care insurance.  

As I work with a family member in a crisis with a loved one, I often say, “Once we get your loved one approved, I would like to talk to you about your future long-term care.”

ALTCS Medicaid Planning

I provide them with a long-term care insurance quote and some alternative long-term care insurance products information, like annuities that take advantage of the Pension Protection Act and life insurance policies that have long-term care insurance as part of the benefits,

Later, I would contact them about these plans; with rare exceptions, they don’t no return calls, complete silence.  Being busy helping others, I move on, leaving them for the same fate as their family member with a  Long Term care Crisis in the future.

Crisis Planning.

Crisis planning uses legal strategies under Title XIX and state-specific rules to convert countable assets into non-countable assets to qualify for Long-Term Care benefits. Benefits that you paid for with your taxes. 

The key to successful crisis planning is to begin as soon as the need for long-term care or possible care becomes apparent. The sooner planning begins, the more opportunities exist to obtain maximum asset preservation.

Keep in mind that the rules regarding eligibility are complex and ever-changing; timing is crucial in the planning process. State financial caseworkers are specifically instructed not to assist in the completion of the application.

It’s essential to work with a Certified Medicaid Planner™,  CMP™.  A CMP™ understands the rules and can ensure a successful outcome of a plan.

Our Blog

Over 70% of all Mistakes with ALTCS and VA Applications are yours!

2021 ALTCS and VA  mistakes that caused costly delays. Nearly 30% are made by ALTCS or the VA.  Each day that an ALTCS application isn’t approved costs the applicant as much asRead More...
admin | Oct 30, 2021