arizona medicaid planning services

Arizona Medicaid Planning Services

Care Funding Solutions is a fee-for-service organization that offers Arizona Medicaid Planning Services by helping families shelter and protect assets, plan for, and assist in the ALTCS Arizona’s Medicaid Long-Term Care Program.

What is ALTCS?

Is your elderly or disabled family member in need of additional care, but worried about the expenses that come with long-term care?
Arizona’s Long Term Care System (ALTCS) provides monetary assistance for continuing care to disabled and senior citizens. Arizona Medicaid Planning Services Benefits practice assists families in planning, qualifying for, and applying for ALTCS benefits due to long and complicated qualification process. We will walk you through ALTCS Qualification, ALTCS Homecare Benefits, Legal Documents, Veterans Benefits, and Long Term Care Assurance Planning.

Find All Your Answers to Your Questions About ALTCS By Consulting a Certified Medicaid Planner

ALTCS Applications Approved

Steve Dabbs & Cecilia Dabbs

Steve Dabbs is a Certified Medicaid Planner, Certified Long Term Care Insurance Specialist, Registered Financial Consultant, Certified Estate Planner and Investment Advisor Representative. With over 35 years’ experience, He is providing Medicaid Planning Services in Arizona.

In November 2018, Steve Dabbs became an Accredited Investment Fiduciary (AIF). This puts him above the pact as a Fiduciary Dabbs must put the best interest of the client first. He is also a national mentor, trainer and consultant in VA benefits and Medicaid planning, actively advising financial planners and attorneys throughout the United States.

Steve Dabbs, founded Care Funding Solutions to bring all the various Care Funding Solutions under one roof. Address the need for a go to source for Long Term Care Financial Planning. A. Cecilia Dabbs, CMP, LDP is a Certified Medicaid Planner and a Legal Document Preparer.

ALTCS Medicaid Planning

ALTCS Eligibility 2022

Placement Agent

Home Care vs Home Health Care


Income Only Trust


LTC Planning


Veterans Pension Qualifications


Certified Medicaid Planner

Is ALTC Planning or Medicaid Planning Legal?

The Courts have answered the question of whether or not ALTCS / Medicaid planning is legal.  The answer is yes; it’s 100% legal.

Just like state and federal income tax planning is allowed, so is ALTCS Planning allowed. Not reporting income is illegal. Just like hiding money and filing a fraudulent benefits claim is ILLEGAL

On the other hand:

  • Gifting money and reporting the gift is legal.
  • Buying a personal residence is legal.
  • Making home improvements to a personal residence is legal.
  • Transferring assets to an ALTCS/Medicaid Qualifying Trust is legal.
  • Buying a car to take the person on ALTCS / Medicaid to the doctor or shopping is legal.
  • Purchasing a Funeral Trust to pay for final funeral expenses is legal.
  • Buying a Medicaid Compliant Annuity is legal.

By taking our Arizona Medicaid Planning Services, You will get complete guidance about ALTCS Qualification, ALTCS Homecare Benefits, Legal Documents, Veterans Benefits and LTC Planning.

Ok, it’s legal, but is it,  Ethical?

Let me ask this; When someone takes legal deductions when they do their income tax returns rather than pay taxes on 100% of their gross income, unethical?

If you answer yes to that, the Government thanks you. 

Obviously as a Certified Medicaid Planner™ , ALTCS Planner  and a Fiduciary I feel that  ALTCS and Veterans Benefits Planning is ethical, here’s WHY.

It was a beautiful day in the spring of 2004. I was in Tucson, Arizona. I had organized what I liked to call a “Fun Shop.” I call my seminars Fun Shops because who wants to go to a work-shop, anyway? I held the Fun Shop at a unique assisted living community initially built as a private mansion in 1926. It has a chapel on the property that is used to hold meetings. So, I was literally on stage at the front of the chapel, and I was to speak on a little-known benefit called at the time the “The Veteran’s Improved Pension with Aid and Attendance, and ALTCS benefits planning.”

I enjoy doing seminars, but as a young man, I was shy and could barely think about standing up in front of a group of people and speaking. When I say that now to someone that knows me, they say, “You Shy!” I had overcome this fear and now used that energy in my presentation and have learned to have fun with the attendees.

Once I was done with my presentation, I walked down off the stage and to the back of the room to greet the attendees and answer their questions. I was done with my seminar; a lady approached me. She was an attractive, fit woman in her 70’s. She stood with a healthy posture. I guessed her to be about 70 years old. 

She said to me, “Can I ask you a question?” I love to joke with people and respond, “I’m married if that is your question!” She laughs and says, “No, that’s not my question.” She goes on to say, “I recently lost my husband, and we spent all our money caring for him. I now have $25,000 to live on for the rest of my life.”

She goes on to ask, “Is there any way I can go back and get these benefits?” As I looked into her eyes, I saw the sadness and fear that she had. The look in her eyes was the fear of running out of money. I had to say, “No, there isn’t, mam.”

From that day on, I vowed to do everything I could to prevent this from being someone else’s story.  She created a passion in me that continues to energize me to this day.

Contact us today for an asset conversion plan 480-967-8477

Over 70% of all Mistakes with ALTCS and VA Applications are yours!

2021 ALTCS and VA  mistakes that caused costly delays. Nearly 30% are made by ALTCS or the VA.  Each day that an ALTCS application isn’t approved costs the applicant as much asRead More...
admin | Oct 30, 2021