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Mission Statement

Care Funding Solutions exists to guide Arizona families through the complexities of long-term care funding by simplifying the qualification and application process. We help protect assets, access essential Medicaid and Veterans benefits, including ALTCS, and provide comprehensive planning services—including homecare options, legal documents, and income trusts—so that those in need of long-term care can receive the quality care they need without exhausting their resources or facing undue financial strain. Our goal is to ensure every family receives the vital support they deserve, making informed long-term care financial decisions accessible and achievable for all. With our expertise, families can navigate the process with confidence.

Our Vision

At Care Funding Solutions, we envision a future where every Arizona family can confidently secure the long-term care their loved ones deserve, free from the overwhelming financial and bureaucratic barriers of today. By pioneering ethical, accessible pathways to Medicaid benefits, Veterans pensions, and asset protection, we aspire to create a supportive ecosystem that empowers seniors to thrive in their communities—transforming challenges into opportunities for dignity, security, and peace of mind for generations to come. Our commitment ensures families are informed and prepared.

Value Statement

At Care Funding Solutions, we are committed to upholding the principles of CARE in every aspect of our work:

  • Compassion: We approach each family’s unique situation with empathy, understanding the emotional and financial challenges of long-term care for elderly or disabled loved ones.
  • Accessibility: We make complex Arizona Medicaid benefits and Veterans pensions readily available, breaking down barriers to ensure deserving individuals can qualify without unnecessary hurdles.
  • Reliability: Our guidance is dependable and ethical, providing consistent support to protect assets, navigate denials, and secure funding for home care, legal documents, and long-term financial planning.
  • Expertise: Backed by deep knowledge of Medicaid long-term care insurance and Veterans’ Pension eligibility, income limits, and application processes, we deliver informed strategies that empower families to make confident decisions during difficult times. Our expertise is unparalleled.

This CARE framework drives our dedication to ethical, efficient solutions that prioritize family well-being over bureaucracy and ensures that resources are accessible.

Understanding the process is crucial for families navigating long-term care funding options.

Through this program, families can find a pathway to affordable long-term care solutions.

Our mission includes helping families understand the benefits provided.

We provide resources on how to qualify efficiently.

Many families rely on this program for financial assistance in long-term care.

Our team is well-versed in the latest updates regarding regulations.

Understanding this program can significantly impact your financial planning for care.

We aim to simplify the application process for families.

Benefits can help alleviate some of the financial burdens of long-term care.

Exploring your options under this program is an essential step towards securing care.

Our experienced team can guide you through the intricacies of the program.

Applying for this assistance can be a straightforward process with our assistance.

We believe that access to benefits should be clear and attainable for all families.

Care Funding Solutions exists to guide Arizona families through the complexities of long-term care funding by simplifying the qualification and application process. We help protect assets, access essential Medicaid and Veterans benefits, and provide comprehensive planning services—including homecare options, legal documents, and income trusts—so that those in need of long-term care can receive the quality care they need without exhausting their resources or facing undue financial strain. Our goal is to ensure every family receives the vital support they deserve, making informed long-term care financial decisions accessible and achievable for all. We understand that navigating the program can be daunting, but we are here to help every step of the way.

Our Vision

Steve Dabbs

Steve Dabbs is a Vietnam veteran who served aboard the USS Racine LST-1191. 

He entered the financial services industry in 1978 and in 2012 began helping veterans by educating them on Veterans Pension with Aid and Attendance benefits, currently called the “Veterans Pension.”

On June 30 2011, he became an accredited claims agent, accredited by the Department of Veterans Affairs. This allows him to represent a Veteran before the Department of Veterans Affairs in preparation, presentation, and prosecution of VA claim, as well as represent veterans before the “Board of Veterans Appeals”.

Unless you are one of three individuals it is illegal to help a Veteran with a claim. 
These three are:
VA Accredited Claims Agent
A Veterans service officer – VSO
or a VA Accredited Attorney 

He is a Certified Medicaid Planner, Certified in Long Term Care Insurance – CLTC®, Certified Estate Planner, and Investment Advisor Representative. With over 35 years of experience, he is a uniquely qualified Long Term Care Financial Planner.

In November 2018, Steve Dabbs became an Accredited Investment Fiduciary® (AIF). This puts him above the pact as a Fiduciary Dabbs must put the best interest of the client first.

He is also a national mentor, trainer, and consultant in VA benefits and Medicaid planning, actively advising financial planners and attorneys throughout the United States.

Steve Dabbs, founded Care Funding Solutions to bring all the various Care Funding Solutions under one roof. Address the need for a go-to source for Long Term Care Financial Planning.

Steve Dabbs has extensive experience in planning and strategy, ensuring that veterans and families are well-prepared.

His commitment to understanding options for families in need is evident in every consultation.

Steve believes that navigating programs should be a seamless experience for families.

By incorporating this into financial planning, Steve ensures that families can maximize their benefits.

His approach includes comprehensive assessments to find the best options for each family.

With a focus on this area, he helps families understand available resources for long-term care.

Steve’s guidance ensures that families can make well-informed decisions about their care funding.

He emphasizes the importance of knowing qualifications to avoid delays in care access.

Steve’s extensive knowledge of regulations helps families navigate the system effectively.

His training programs prepare financial advisors to better assist their clients.

Understanding this is crucial for families seeking to protect their assets while receiving care.

Through his initiatives, Steve aims to make knowledge accessible to all Arizona families.

Understanding this is crucial for veterans and their families, providing access to essential resources and care options.

This can significantly ease the financial burden associated with long-term care, allowing families to focus on what truly matters.

For many veterans, navigating the eligibility criteria is an important step towards securing the support they need.

The application process requires careful attention to detail, and we are here to guide families through it.

We encourage all families to begin their journey as early as possible to ensure timely access to benefits.

Financial assistance also offers peace of mind to families facing the challenges of long-term care.

ALTCS Applications Approved

Cecilia Dabbs, CMP™, CLDP 

A. Cecilia Dabbs is a Certified Medicaid Planner and a Legal Document Preparer. She is the wife of Steve Dabbs and plays an important role in the practice. 

Cecilia moved from Mexico to the United States in 2003. There she taught law at the University of Sonora and had her own private practice family law firm.

Cecilia Dabbs understands the complexities and is committed to assisting families with the legal documentation required.

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