Many People have this question in their mind about are all veterans eligible for VA Benefits. I help Veterans, their spouses, and surviving spouses of Veterans learn about community resources and waysRead More…
What is the difference between short term care vs long term care insurance? Is Short Term Care Insurance worth it? Observation Hospital Stay vs. Inpatient Hospital Stay: What you need to know LackRead More…
Medicare and Medicaid: What Are They and How Are They Different? Medicare vs Medicaid definition – although similar sounding, are very different in what they cover and how to qualify for them.Read More…
Many people look for checklist for touring assisted living facilities. When someone comes into a stage of life when they cannot perform or accomplish the things or activities that a person whoRead More…
What do you mean? Life Insurance Cash Value is not an exempt asset! Let me explain you about ALTCS and Life Insurance. What is the ALTCS limit on Life Insurance? I recentlyRead More…
This is a common question, Does Arizona Medicaid pay for Assisted Living? This is an excellent question because every state is different in what service their state Medicaid pays for, and manyRead More…
Want to know about Medicaid Spend Down Arizona, and How does it work? Arizona Medicaid, called Arizona Long Term Care System or ALTCS, requires that your income and assets are within theRead More…
One of the first questions asked when contacted about ALTCS is what are the ALTCS services? Arizona’s Medicaid, called ALTCS, is one of the nation’s most robust Medicaid long-term care programs inRead More…
Before coming to your Question, “can ALTCS take your house”, let’s know about ALTCS. What is ALTCS? ALTCS is part of the Arizona Health Care Cost Containment System (AHCCCS) which helps seniorsRead More…
Need long-term care services? You may consider applying for the Arizona Long Term Care System or ALTCS. But how to apply for ALTCS? Typically the ALTCS Application process takes 45 to 60Read More…
Health care is vital for every individual. Because of that, the government has created programs that will help individuals who not only have disabilities but have low income and are unable toRead More…
I am often asked about how long does it take to get approved for ALTCS. First, before I answer that, let me share a true story about one of my cases. ARead More…
So you’ve been denied; you’re not alone.ALTCS denies about 79% of all applications. Technically, you have 60 days to appeal a decision, so you need to act quickly if you decide toRead More…
On January 1, 2022, Arizona’s minimum wage increased from $12.15 to $12.80 per hour. So for most, this is how much ALTCS pays the Caregiver. But technically, the payments are not comingRead More…